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Step 3:  All About Financing

Whether you are a first time buyer or a homeowner preparing to buy your next home, it never hurts to thoroughly understand what mortgages are and how to choose one that will best fit your needs.

The document below will explain common mortgage terminology, the different types of loans, and some rules of thumb about picking a mortgage that is right for you.

You don't always have to go to a bank to get your loan; read further in the document to learn about different kinds of seller financing.

Unravel the mystery behind the loan application process so that you know what lenders will expect.  You can refer to the text to figure out all those peculiar loan charges.  Learn about the significance of a home appraisal and what it means to have your new home properly valued.

Don't forget to print a couple copies of the loan review checklist so that you can compare the various loan offers that you receive.

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